Rapid Consent Generation
Stop wasting time with clunky PDFs. Generate a digital "ACA Consent for Assistance" form in seconds and send it directly to your client via a frictionless SMS text link.
ACA + Medicare in One Vault
$9.99/mo — Rate Locked
ACA Consent for Assistance Digital Form Generator & 10-Year Storage
The regulatory landscape for the Affordable Care Act federal marketplace has permanently shifted. Under the strict CMS Payment Notice attestation rules, brokers selling ACA plans must now meticulously document that a consumer has reviewed their eligibility application and provided explicit, recorded consent prior to submission.
Just like Medicare, this vital Marketplace documentation must be securely retained in a tamper-proof environment for a minimum of 10 years.
You don't need a whole new software suite. SOA Vault handles your ACA consent forms right alongside your Medicare SOAs — all for one flat $9.99/month rate.
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CMS 10-Year Record Retention Compliant
ACA Marketplace Ready
HIPAA Compliant WORM Storage
E-SIGN Act Compliant e-Signatures
The CMS ACA Consent Requirements
Federal marketplace rules require brokers to obtain documented consent before assisting a consumer with an application or coverage transition. This is not optional — it is a mandated attestation under the CMS Payment Notice rules.
Many agents try to rely on the built-in consent tools provided by their FMO or specialized ACA enrollment platforms like SnapHealth or HealthSherpa. However, relying on these platforms for your 10-year historical storage creates immediate data lock-in.
The Data Lock-In Problem
If you ever decide to switch uplines or change enrollment platforms, your mandatory compliance records are trapped in a system you no longer control. To protect your independent agency and your license, you need an independent compliance vault.
Learn why a decoupled compliance architecture is critical for protecting your agency's independence — in both the Medicare and ACA markets.
One Vault. All Your Health Insurance Business.
SOA Vault was built to be the ultimate SnapHealth broker consent form alternative for independent agents who want true data sovereignty. The exact same intuitive workflow used for Medicare compliance works flawlessly for the ACA Marketplace.
Senior & Consumer Friendly
No apps to download, no accounts to create. Your client simply taps "I Agree" on their smartphone screen. Works for consumers of any age.
10-Year WORM Storage
The moment the digital signature is captured, it is permanently locked in our AWS S3 Object Lock architecture. It cannot be altered or deleted — ensuring absolute irrefutability during a CMS audit.
True Agency Portability
Your compliance data is totally unbundled from your enrollment platform. Keep quoting where you want, but own your compliance data forever.
Unified Compliance Architecture
Stop Paying Twice for Compliance
Why pay a premium for a specialized ACA compliance tool, and another premium for a Medicare SOA tool? With SOA Vault, your entire federal health compliance infrastructure is unified. Whether you are in the middle of AEP selling Medicare Advantage, or navigating the OEP for the ACA Marketplace, your compliance workflow remains identical, simple, and legally bulletproof.
ACA Consent Forms
Generate and store digital ACA Consent for Assistance forms with the same workflow you use for Medicare SOAs.
Medicare SOAs
Digital Scope of Appointment forms with CY2026 multi-language Notice of Availability built in automatically.
One Vault. $9.99/mo.
Both form types stored for 10 years in the same tamper-proof vault. One price. No bloat. No contracts.
Also from Informed + Choice
Need ACA quoting tools?
Search Marketplace plans via the federal API, calculate real-time subsidy estimates, verify doctor and drug coverage, and generate branded PDF proposals — all included in your $9.99/mo.
Also from Informed + Choice
Also sell Medicare?
Our agent platform handles everything upstream for the senior market — Blue Button consent, automatic Part D medication imports, and coverage-aware Medicare intake workflows. Use it alongside SOA Vault or separately.
$9.99/mo. Both ACA & Medicare. Locked for 10 years.
A failed CMS audit can cost you your license, your book of business, and years of commission income. Full compliance protection for both markets costs less than a single lunch per month.
The risk of no vault
$25,000+
Potential fines, lost commissions, and license suspension from a failed CMS audit
The cost of protection
$9.99/mo
Unlimited ACA consent forms, Medicare SOAs, e-signatures, and 10-year tamper-proof storage
SOA Vault — ACA & Medicare
Full compliance. Both markets. No contracts.
$9.99 /month
Rate locked & guaranteed for 10 years
Sign up now and keep $9.99/mo even after prices increase. No contracts — cancel anytime.
- Unlimited ACA Consent for Assistance & Medicare SOA e-signatures
- Send via Text (SMS) — from your phone, not a system number
- Automated CMS 10-year record retention via tamper-proof WORM storage
- HIPAA compliant call recording storage
- Bulk PDF import to consolidate compliance records from any platform
- Independent from your FMO — true agency portability
That's $119.88/year for full CMS audit protection across both ACA and Medicare.
ACA Consent FAQs
Common questions about ACA Marketplace consent requirements and storage.
What are the CMS ACA consent requirements?
CMS requires brokers to obtain and securely document explicit consumer consent prior to assisting them with a Marketplace application or actively searching for their marketplace record. This documentation confirms the consumer has reviewed their eligibility and authorized the agent to act on their behalf.
How long do I need to store Marketplace consent forms?
Under federal regulations, brokers must retain ACA Marketplace consent for assistance documentation and attestation records for a minimum of 10 years.
Can I use SOA Vault as a SnapHealth broker consent form alternative?
Yes. SOA Vault acts as a completely independent alternative to built-in FMO or specialized enrollment platform tools. By using an independent vault, agents ensure they maintain 100% ownership of their 10-year compliance data, even if they switch quoting platforms in the future.
Secure your independent data and streamline your ACA enrollments today.
One vault. One price. Both your Medicare and ACA compliance — locked down for a decade. No contracts, cancel anytime.
Resources: ACA Marketplace tools · SOA Vault features · Medicare agent tools · Blog · Pricing