ACA Quoting Software
Search Marketplace plans via the federal API, calculate subsidy estimates, verify doctor and drug coverage, and generate branded PDF proposals — all in one tool.
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Built for ACA Marketplace Agents
Same $9.99/mo as Medicare
ACA Marketplace Tools for Licensed Insurance Agents
The CMS Payment Notice attestation rules now require brokers selling ACA plans to document consumer consent before assisting with any Marketplace application. That documentation must be securely stored for 10 years — just like Medicare.
SOA Vault gives you the exact same compliance workflow for ACA that thousands of agents already trust for Medicare. One vault. One price. Both markets covered.
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The Compliance Gap
Why Your ACA Compliance Data Is at Risk
If you sell ACA Marketplace plans, you are now subject to the same rigorous documentation requirements that have governed Medicare for years. But most agents are making a critical mistake: they rely on consent tools built into their enrollment platform.
The Platform Lock-In Trap
SnapHealth, HealthSherpa, and FMO-provided tools store your consent records inside their system. Switch platforms? Your mandatory 10-year compliance data is trapped.
The Independent Vault Solution
SOA Vault stores your compliance data independently. Quote on any platform. Enroll through any tool. Your 10-year records are yours — always.
This is the decoupled compliance architecture that smart agents are already using for Medicare. Now it covers your ACA business too.
ACA Tools Available Today
Everything you need to quote and stay compliant when selling ACA Marketplace plans.
ACA Consent for Assistance Forms
Generate digital CMS Consent for Assistance forms in seconds. Send via SMS. Consumer taps "I Agree." Done.
Learn more10-Year Tamper-Proof Storage
AWS S3 Object Lock WORM storage ensures your Marketplace consent documentation cannot be altered or deleted for the full CMS-mandated retention period.
Platform-Independent Data
Your compliance records are unbundled from enrollment platforms. Switch from SnapHealth to HealthSherpa? Your vault stays with you.
SMS-Based Consent Capture
Send consent links from your phone, not an automated system. Consumers see a clean, large-text form. No apps or accounts required.
Bulk Import Historical Forms
Already have consent PDFs scattered across platforms and folders? Import them all into one searchable, audit-ready vault.
E-SIGN Act Audit Trail
Every signed consent PDF includes IP address, timestamp, and full audit trail data for absolute irrefutability during a CMS audit.
Also from Informed + Choice
Also sell Medicare?
Our full agent platform handles Blue Button consent, automatic Part D medication imports, and coverage-aware Medicare intake workflows. SOA Vault covers your Medicare SOA compliance with the exact same workflow — already included in your $9.99/mo.
One Vault. Both Markets. $9.99/mo.
SOA Vault covers your entire federal health compliance — ACA Consent for Assistance forms and Medicare Scope of Appointment forms — in one tamper-proof vault. Rate locked for 10 years.
Frequently asked questions
Common questions about ACA Marketplace compliance for insurance agents.
Do I need separate compliance tools for Medicare and ACA?
No. SOA Vault is a unified compliance vault that handles both Medicare Scope of Appointment forms and ACA Consent for Assistance forms. Both form types use the same workflow — generate, send via SMS, capture e-signature, and store for 10 years — all for $9.99/month.
What ACA compliance documentation do brokers need to store?
Under CMS Payment Notice attestation rules, brokers must document that a consumer has reviewed their eligibility application and provided explicit consent for the agent to assist with their Marketplace application. This Consent for Assistance form must be retained for a minimum of 10 years.
Is SOA Vault an alternative to SnapHealth or HealthSherpa consent tools?
Yes. SOA Vault is a completely independent compliance vault. Unlike built-in consent tools from enrollment platforms, SOA Vault ensures you maintain 100% ownership of your compliance data. If you switch platforms or FMOs, your 10-year records stay with you — not trapped in a system you no longer control.
How does the ACA consent form get sent to consumers?
You generate a digital Consent for Assistance form in SOA Vault, then send a secure link to your client via SMS text message directly from your phone. The client taps the link, sees a clean large-text form, and taps "I Agree." No apps to download, no accounts to create.
Ready to sell ACA with confidence?
Your ACA compliance workflow should be as simple as your Medicare compliance workflow. With SOA Vault, it is.
Resources: ACA consent forms · SOA Vault features · Medicare agent tools · Blog